Get instant personal loans up to ₹25 Lakhs from top banks and NBFCs. Quick approval, minimal documentation, and competitive interest rates.
Get loan approval within 24-48 hours with minimal documentation and hassle-free process
Starting from 10.49% p.a. with flexible repayment options and no hidden charges
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Compare offers from top banks, NBFCs, and fintech lenders to get the best deal
₹50,000 - ₹25,00,000
Flexible loan amounts based on your income and credit profile
10.49% - 24% p.a.
Competitive rates starting from 10.49% with no processing fees
12 - 60 months
Choose flexible repayment period that suits your financial situation
24-48 hours
Quick approval and disbursement within 1-2 business days
21 - 58 years
Salaried or Self-employed
₹25,000+ per month
750+ (Good to Excellent)
Pan India
2+ years
Most lenders require a credit score of 750 or above for personal loan approval. However, some lenders may approve loans with scores as low as 650, though at higher interest rates.
With FUNDIFFY, you can get personal loan approval within 24-48 hours. The entire process from application to disbursement typically takes 1-2 business days.
The maximum personal loan amount is ₹25 Lakhs, depending on your income, credit score, and employment history. The actual amount is determined by the lender based on your profile.
Most lenders charge a prepayment penalty of 2-4% if you close the loan before 12 months. After 12 months, the charges are usually minimal or nil.