Home Loan

Turn your dream home into reality with FUNDIFFY home loans. Get the best interest rates starting from 8.40% p.a. and quick approval.

Why Choose FUNDIFFY Home Loan?

Low Interest Rates

Starting from 8.40% p.a. with flexible repayment options and no hidden charges

Quick Approval

Get home loan approval within 7-10 days with streamlined documentation process

50+ Lenders

Compare offers from top banks, NBFCs, and housing finance companies

100% Secure

Your data is completely safe with bank-level security and encryption protocols

Loan Amount

₹5,00,000 - ₹10,00,00,000

Flexible loan amounts based on property value and your income

Interest Rate

8.40% - 12% p.a.

Competitive rates starting from 8.40% with minimal processing fees

Loan Tenure

5 - 30 years

Choose flexible repayment period that suits your financial situation

Processing Time

7-10 days

Quick approval and disbursement within 7-10 business days

Eligibility Criteria

Age

Minimum 21 years and maximum 65 years at loan maturity

Employment

Minimum 2 years of employment with stable income

Income

Minimum monthly income of ₹25,000 for salaried individuals

Credit Score

Minimum 750 credit score for better approval chances

Required Documents

Identity & Address Proof

  • PAN Card
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter ID

Income Documents

  • Salary Slips (last 3 months)
  • Bank Statements (last 6 months)
  • IT Returns (last 2 years)
  • Form 16
  • Employment Certificate

Property Documents

  • Sale Deed
  • Property Tax Receipts
  • NOC from Society/Builder
  • Property Valuation Report
  • Construction Agreement

How to Apply

1

Fill Application

Complete the online application form with your personal and property details

2

Upload Documents

Upload all required documents through our secure document upload system

3

Property Verification

Our team will verify your property and conduct necessary checks

4

Loan Approval

Receive loan approval within 7-10 days after verification

5

Loan Disbursement

Get the loan amount disbursed to complete your home purchase

Apply for Home Loan

Frequently Asked Questions

What is the minimum credit score required for a home loan?

Most lenders require a credit score of 750 or above for home loan approval. However, some lenders may approve loans with scores as low as 650, though at higher interest rates.

Are there any prepayment charges on home loans?

Most lenders charge a prepayment penalty of 2-4% if you close the loan before 3 years. After 3 years, the charges are usually minimal or nil.