Find answers to commonly asked questions about FUNDIFFY's services, loans, credit cards, and financial products.
FUNDIFFY is India's leading financial services platform that helps customers compare and apply for loans, credit cards, and other financial products. We partner with top banks, NBFCs, and fintech lenders to provide the best offers to our customers.
Yes, FUNDIFFY is completely safe and secure. We are ISO 27001 certified and use bank-level encryption to protect your data. Your personal and financial information is never shared with unauthorized parties.
FUNDIFFY earns a commission from lenders when customers successfully apply for financial products through our platform. This commission is paid by the lender and does not affect the customer's loan terms or interest rates.
FUNDIFFY offers a wide range of financial services including personal loans, business loans, home loans, credit cards, credit score checking, EMI calculators, and financial education resources.
FUNDIFFY offers various types of loans including personal loans, business loans, home loans, loan against property, and balance transfer loans. We partner with multiple lenders to provide competitive rates and flexible terms.
Loan approval time varies by loan type: Personal loans (24-48 hours), Business loans (3-5 days), Home loans (7-10 days). The actual time depends on document verification and lender processing.
Required documents include identity proof (PAN, Aadhaar), address proof, income proof (salary slips, bank statements), employment proof, and business documents (for business loans). Specific requirements vary by loan type.
Most lenders require a credit score of 750+ for the best rates. Some lenders may approve loans with scores as low as 650, but at higher interest rates. Higher scores generally mean better loan terms.
Processing fees vary by lender and loan type, typically ranging from 1-3% of the loan amount. Some lenders offer zero processing fee offers. FUNDIFFY does not charge any additional fees.
You can apply for a credit card by visiting our credit cards page, comparing different options, and filling out the application form. Our team will guide you through the process and help you choose the best card.
FUNDIFFY offers credit cards from top banks including HDFC, ICICI, SBI, Axis, and more. We have cards for different needs: shopping, travel, fuel, business, and premium cards.
Credit card approval typically takes 7-15 days, depending on the bank and your profile. Some banks offer instant approval for pre-approved customers.
Eligibility criteria include age (18-65 years), income (₹25,000+ per month), employment type, credit score (700+), and residential status. Requirements vary by card type and bank.
Yes, checking your credit score with FUNDIFFY is completely free. There are no hidden charges, subscription fees, or any other costs involved.
It's recommended to check your credit score at least once every 3-6 months to monitor your credit health and catch any errors early.
No, checking your own credit score (soft inquiry) does not affect your credit score. Only hard inquiries from lenders can impact your score.
To improve your credit score: pay bills on time, keep credit utilization below 30%, maintain a long credit history, avoid multiple credit applications, and monitor your credit report regularly.
FUNDIFFY supports all modern browsers including Chrome, Firefox, Safari, and Edge. We recommend using the latest versions for the best experience.
Yes, FUNDIFFY is fully responsive and works perfectly on all mobile devices. We also have a mobile app available for Android and iOS users.
Your data is protected with bank-level security including SSL encryption, secure servers, and strict access controls. We are ISO 27001 certified for information security.
You can reset your password using the "Forgot Password" link on the login page. You'll receive a reset link on your registered email address.
If you couldn't find the answer to your question, our support team is here to help you.