Business Loan

Fuel your business growth with FUNDIFFY business loans. Get quick approval, competitive rates, and flexible repayment options for your business needs.

Why Choose FUNDIFFY Business Loan?

Competitive Rates

Starting from 11.99% p.a. with flexible repayment options and no hidden charges

Quick Approval

Get loan approval within 3-5 days with minimal documentation and hassle-free process

50+ Lenders

Compare offers from top banks, NBFCs, and fintech lenders to get the best deal

100% Secure

Your business data is completely safe with bank-level security and encryption protocols

Loan Amount

₹5,00,000 - ₹5,00,00,000

Flexible loan amounts based on business turnover and credit profile

Interest Rate

11.99% - 24% p.a.

Competitive rates starting from 11.99% with flexible tenure options

Loan Tenure

12 - 60 months

Choose flexible repayment period that suits your business cash flow

Processing Time

3-5 days

Quick approval and disbursement within 3-5 business days

Types of Business Loans

Working Capital Loan

Short-term loans to manage daily business operations, inventory, and operational expenses

  • Quick disbursement
  • Flexible repayment
  • No collateral required
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Business Expansion Loan

Long-term loans for business expansion, new ventures, and market penetration

  • Higher loan amounts
  • Longer tenure
  • Competitive rates
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Equipment Finance

Loans specifically for purchasing machinery, equipment, and technology

  • Equipment as collateral
  • Lower interest rates
  • Flexible down payment
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Trade Finance

Loans for import-export businesses, letter of credit, and trade operations

  • International trade support
  • Quick processing
  • Competitive forex rates
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Eligibility Criteria

Business Age

2+ years

Annual Turnover

₹10 Lakhs+

Business Owner Age

21 - 65 years

Credit Score

700+ (Fair to Good)

Location

Pan India

Documentation

Complete & Valid

Required Documents

Business Documents

  • Business Registration Certificate
  • GST Registration
  • Shop Act License
  • Trade License

Financial Documents

  • Bank Statements (12 months)
  • IT Returns (2 years)
  • Profit & Loss Statement
  • Balance Sheet

Personal Documents

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport Size Photos

Business Plan

  • Business Plan Document
  • Projected Financials
  • Market Analysis
  • Use of Funds

Apply for Business Loan

Frequently Asked Questions

What is the maximum business loan amount I can get?

The maximum business loan amount is ₹5 Crores, depending on your business turnover, credit score, and financial stability. The actual amount is determined by the lender based on your business profile.

How long does it take to get business loan approval?

With FUNDIFFY, you can get business loan approval within 3-5 days. The entire process from application to disbursement typically takes 1-2 weeks, depending on document verification.

Do I need collateral for a business loan?

Most business loans up to ₹25 Lakhs are unsecured (no collateral required). For higher amounts, lenders may require business assets or personal guarantees as collateral.

What is the minimum credit score required for a business loan?

Most lenders require a credit score of 700 or above for business loan approval. However, some lenders may approve loans with scores as low as 650, though at higher interest rates.