Transfer your home loan to a better lender and save money. Get lower interest rates, reduce EMI, and enjoy better terms with FUNDIFFY.
Get interest rates starting from 7.50% p.a., potentially saving lakhs of rupees over your loan tenure
Lower interest rates mean reduced monthly EMIs, improving your monthly cash flow
Option to extend loan tenure to further reduce EMI burden
Get additional funds for home renovation or other needs
Transfer your home loan in 4 simple steps and start saving money immediately
Verify your eligibility based on credit score, income, and existing loan details. Our smart system analyzes your profile instantly.
Compare offers from multiple lenders to find the best interest rates and terms. We show you all available options side by side.
Fill the application form and submit required documents. Our streamlined process makes it quick and easy.
Receive approval and complete the balance transfer process. We handle all the paperwork and coordination.
750+ (Good to Excellent)
12+ months completed
No defaults in last 12 months
Should be sufficient as collateral
Transfer your home loan to a better lender and start saving money on your EMIs
Consider balance transfer when you can get at least 0.5% lower interest rate, want better customer service, need a top-up loan, or want more flexible terms.
Charges include processing fees (0.5-1% of loan amount), legal charges, valuation fees, and prepayment penalty from current lender (if applicable).
The entire process typically takes 15-30 days, depending on document verification, property valuation, and current lender's response time.
Yes, many lenders offer top-up loans during balance transfer if your property value has increased and you meet the eligibility criteria.