Home Loan EMI Calculator

Calculate your home loan EMI instantly with our free calculator. Get accurate monthly payment amounts, total interest, and loan details for your dream home.

Calculate Your Home Loan EMI

₹1,00,000 ₹10,00,00,000
₹1,00,000 ₹5,00,00,000
6% 15%
5 Years 30 Years

Your Home Loan Details

Monthly EMI
₹0
Total Interest
₹0
Total Amount
₹0
Interest Rate
0%

Amortization Schedule (First 12 Months)

Month EMI Principal Interest Balance

EMI Breakdown Chart

Tips for Home Loan Planning

Compare Interest Rates

Compare rates from multiple lenders. Even a 0.5% difference can save you lakhs over the loan tenure.

Save for Down Payment

Aim for at least 20% down payment to avoid higher EMIs and reduce overall interest burden.

Choose Right Tenure

Longer tenure means lower EMI but higher total interest. Find the right balance for your budget.

Improve Credit Score

A credit score of 750+ helps you get better interest rates and loan terms.

Keep Documents Ready

Have all required documents ready to speed up the loan approval process.

Use EMI Calculator

Always calculate EMI before applying to ensure it fits your monthly budget comfortably.

Ready to Apply for a Home Loan?

Use our EMI calculator to find the perfect loan amount and tenure that fits your budget.